Financing & Insurance
We Accept Insurance!
At Possibilities, we want to make counseling services accessible and affordable to everyone. We’re pleased to be in network with the following major insurance providers and are actively expanding our partnerships.
- Cigna - Evernorth
- Regence Blue Cross Blue Shield
- Select Health
- MotivHealth
- EMI
- University of Utah
More providers and plan types added as we grow—stay tuned!
If your provider isn’t listed yet, contact us: hello@counselingpossibilities.com or 435.414.1228
Affordable Self-Pay & Out-of-Network Options
If your insurance is not accepted yet, or if you prefer not to use insurance, you may choose to pay out-of-pocket. Many clients find this option more flexible and straightforward.
Out-of-Network Counseling: How to Get Reimbursed
If you have out-of-network benefits, we can provide a superbill (a detailed receipt of services). You can submit this to your insurance company to request partial reimbursement. While reimbursement is not guaranteed, many clients find this helpful in reducing costs.
Pre-Payment Discounts for Therapy (Cash Pay Only)
We offer special discounts for clients paying out-of-pocket who would like to prepay for a package of counseling sessions:
- 4 Sessions → 10% discount
- 8 Sessions → 20% discount
This option helps lower the overall cost of care while ensuring continuity of treatment.
*Prepayment discounts are only available for self-pay clients. Insurance clients are not eligible, as insurance cannot be billed in advance.
Other Flexible Payment Options for Mental Health Counseling Include:
- Check
- Credit/Debit Card
- Wire Transfer
- HSA
- ACH
- CareCredit
In addition to CareCredit, we accept the following payment methods:
We Want to Hear From You
Need Help Checking Your Benefits? Unsure if your plan covers counseling or if we're in-network? Contact us! Our team will help you understand your benefits, out-of-network options, or set up a pre-payment plan.